It’s that time of year again, holiday shopping has begun! Everyone is looking for those unique gifts, hot toys, and cool electronics. Whether it is a hard-to-find toy for kids or the latest 4K smart TV. Black Friday sales seldom fail to pique the interests of even the most casual shoppers. Yet even after the chaos of Black Friday lies both Small Business Saturday and Cyber Monday. While it’s clear that businesses are after your dollars during the holidays, you should be aware that cybercriminals are on the lookout, too.
When it comes to holiday shopping, you need to be careful that you don’t fall prey to these criminals. Here are some tips to following for your holiday shopping:
Online Shopping Tips
1. Do not use public Wi-Fi for any shopping activity.
Public Wi-Fi networks can be very dangerous, especially during the holiday season. Public Wi-Fi can potentially grant hackers' access to your usernames, passwords, texts and emails. For instance, before you join a public Wi-Fi titled "Apple__Store," make sure you first look around to see if there's actually an Apple Store in your vicinity, and thus, confirm that it is a legitimate network. To help stay secure, you should always be on the lookout for the lock symbol on your webpage.
2. Look for the lock symbol on websites.
When visiting a website look for the “lock” symbol before entering any personal and/or credit card information. The lock may appear in the URL bar, or elsewhere in your browser. Additionally, check that the URL for the website has “https” in the beginning. These both indicate that the site uses encryption to protect your data.
3. Know what the product should cost.
If the deal is too good to be true, then it may be a scam. Check out the company on “ResellerRatings.com”. This site allows users to review online companies to share their experiences purchasing from those companies. This will give you an indication of what to expect when purchasing from them.
4. One-time use credit card numbers.
Many banks are now offering a single use credit card number for online shopping. This one-time number is associated with your account and can be used in place of your credit card number. This way, if the credit card number becomes exposed, it cannot be used again. Check with your credit card company to see if they have this option available.